Manulife Indonesia’s New Business Premium for Q4 2008 grows 34%

Manulife Indonesia, as one of Indonesia’s leading life insurance companies, today announces its new business premium’s growth of 34% in Q4 2008, to IDR 1.06 trillion. The increase was driven by strong individual insurance sales through our agency and via Bancassurance distribution.

Total Assets Under Management recorded strong growth of 22 per cent from IDR 7.4 trillion at the end of Q4 2007 to IDR 9.0 trillion at the end of Q4 2008. In this quarter, Manulife Indonesia’s Agency force grew by 23 percent, compared to the same quarter in 2007, to over 4,500.


About Manulife Financial in Indonesia
Manulife Indonesia offers the most comprehensive products and services in the Indonesian financial services industry through Life Insurance, Employee Benefits and Mutual Fund products. Headquartered in Jakarta, Manulife Indonesia operates through a network of over 120 sales operations in more than 20 cities throughout the country, supported by over 5,000 employees and full-time professional agents who serve well over 1 million customers.

In March 2009, Manulife Indonesia earned the Call Center Award for Service Excellence from Marketing magazine and Carre-CCSL (Center for Customer Satisfaction and Loyalty) for the third time, having previously won the same award in 2006 and 2008.

About Manulife Financial
Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$ 404 billion (US$ 330 billion) as at December 31, 2008.

Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

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Paypal - The safer, easier way to pay

PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. PayPal serves as an electronic alternative to traditional paper methods such as checks and money orders.

A PayPal account can be funded with an electronic debit from a bank account or by a credit card. The recipient of a PayPal transfer can either request a check from PayPal, establish their own PayPal deposit account or request a transfer to their bank account. PayPal is an example of a payment intermediary service that facilitates worldwide e-commerce.

How do I get paid?
To get paid, someone must send a payment to your email address. We'll send you an email at that email address to let you know you have a payment. To receive your payment, you must open a PayPal account and confirm that email address. As soon as you receive the payment, it goes into your PayPal balance. When you have a PayPal balance, you can either use those funds to send a payment or you can withdraw the funds. Log in to your account and click Withdraw to view your withdraw options.

Is PayPal free?
You can sign up for a PayPal account for free, and there's no charge to transfer funds from your bank account to your PayPal account.

There are fees in other instances such as:

1. If you have a Personal account, you have the option to accept credit card payments. You'll pay a fee if you choose to accept a credit card payment.
2. If you have a Premier or Business account, you'll pay a fee to receive payments.

PayPal performs payment processing for online vendors, auction sites, and other commercial users, for which it charges a fee. It sometimes also charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount). The fees charged depend on the currency used, the payment option used, the country of the sender, the country of the recipient, the amount sent and the recipient's account type.

Is PayPal secure?
Yes. PayPal uses SSL technology to keep your information safe. In addition, when you send a payment using PayPal, the recipient won't receive sensitive financial information like your credit card or bank account number. This way, you don't have to worry about paying people you don't know.

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NEOBUX - Learn how to make more money

I will detail the steps to a profitable journey with NeoBux.

1. Cashouts and funding are done with AlertPay and PayPal (you must be a verified member). The minimum payout is only $2 and this is instant!

2. Register with NeoBux. Go and click the banner!

3. Read TOS and Help section- found at the bottom of NeoBux main page.

4. The secret with NeoBux is the 'golden' membership. I encourage you to upgrade to 'golden' and get the special benefits. You'll get 100% of your referral clicks and 10% of your direct referral purchases. A special feature of NeoBux is you can rent referrals for a month! This is the main attraction here in NeoBux. A golden member can rent referrals for only $0.20/referral per month compared to a standard member of $0.30/referral per month. Also, if you're still a standard member, you only get 50% of your referral clicks. So, go and upgrade to GOLDEN!

5. You must have at least $110 on your payprocessor account.
- $90 golden membership
- $20 for 100 referrals' rental

6. Go back to your Neobux account and purchase Golden membership. Cost = $90/ year.

7. Now, click "renting balance" button and fund it worth $20.

8. Back in the main page, the third button on the right, you can find "RENT REFERRALS" - this button will only turn green (meaning available) every 5am and 5pm (EST) server time, and the next purchase will be next 7 days. (renting referrals for golden is still for restructuring, see forum)

Referrals in neobux sells like hotcake, gone in seconds..sold out!

SUGGESTION: 3 minutes before 5am or 5pm, keep on refreshing the page until the button turns green. If it never turns green and it's already 5:01...naaahhh forget about it and wait next 12 hours - do the same thing - 4:55 and wait..refresh.

9. Finally, you're a golden member with 100 referrals!!! Congratulations!

Most probably this is your stats:

my conservative assumption:

your clicks: 9 ads*0.01 = .09
your ref clicks: 100refs*0.03 = 3.00 (the average ads for standard members are 4, but let's just take 3 ads)
daily earnings: 3.09
monthly earnings: $92.70

however, after 7 days you will be allowed to rent referrals, so i suggest what you earn in 7 days -RENT REFS!!!
so on the 8th day you will have 200 referrals working for you!! our calculation above is not that much anymore but MORE!

10. Finally, go to main page and click "view advertisement" section found on the top of the page and start clicking ads!!!

SPECIAL NOTE: Due to the fact that NeoBux has many gold members, referral renting is really in competition amongst gold members, I suggest that don't upgrade yet, and start with 100 refs and as your account balance grows, go and rent more! If you're happy with your refs, it's time to upgrade and reap more rewards!

IMPORTANT: Always read the forum for news and support. NeoBux's admin is always at hand on every situation.

SECRETS OF NEOBUX!
1. CLICK ADS DAILY!
2. RENT 100 REFERRALS EVERY WEEK AND KEEP THEM FOR 30 DAYS EVERY MONTH
3. GO FOR GOLDEN AFTER RENTING ATLEAST 400+ REFERRALS.
4. THAT'S IT, YOU WILL MAKE HANDSOME PROFITS GUARANTEE.

BOOKMARK THIS PAGE
CLICK THE LINK OR BANNER AND JOIN NEOBUX! CLICK ADS DAILY!

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Manulife Care Foundation launches micro financing program of IDR 1 Million for Small and Medium Enterprises – Nanggroe Aceh Darussalam

Today, the Manulife Care Foundation (YMP), as the embodiment of Manulife Indonesia’s corporate social responsibility, will sign a Memoranda of Understanding with PT Bina Insan Sejahtera Mandiri (BISMA) to support a micro financing program for Small and Medium Enterprises (SME) in Nanggroe Aceh Darussalam, one of the Indonesian provinces affected by the tsunami in 2004.
“With this program, Manulife Indonesia will be helping boost business sustainability among the SME community which is in need of additional working capital. This program is in line with our commitment towards directly engaging in the community to offer support local businesses and people.” said David Beynon, President Director of Manulife Indonesia.

The Manulife Care Foundation’s support in this micro financing program is worth IDR 1 million,which will be spread over 3 years. The program is accessible by the entrepreneurs from SMEs through several financial institutions, which are committed towards developing a viable and sustainable micro community. The initial phase of program aims to help over 250 SMEs.

The program is designed to develop a fully sustainable micro financing community that sees the initial loans being paid back by the SMEs at a nominal interest rate, so that the money can then be lent out again to other small businesses. The aim is that, over time, this micro financing community will be self funded and self sustained and will no longer need to rely on donations. “Amidst this current economic environment, several SME entrepreneurs are having difficulty in obtaining working capital funding via formal financial institutions. Unlike traditional businesses,SME entrepreneurs do not have the collateral to provide guarantees for these loans. By providing these entrepreneurs with the necessary capital, this program has the potential to help boost the local economy.” added Adi Purnomo, Vice President Director of Manulife Indonesia, and also Board of Trustee of YMP.

This is the second time that the Manulife Care Foundation has provided help to communities in need of working capital through this program. In 2005, the Foundation also cooperated with the Private Enterprise Participation (PEP) & the Indonesian Women’s Business Association (IWAPI) to give micro credit loans to women entrepreneurs in regions affected by the tsunami in Nanggroe Aceh Darussalam.

This micro financing program is the initiative of the Manulife Care Foundation, CARE Indonesia and BISMA to directly help the community in Aceh. BISMA is a leading micro financing facilitator in Indonesia that has been involved in financial projects in West Java, Banten and Nanggroe Aceh Darussalam province since 2002. BISMA is under technical guidance from CARE Indonesia, a part of CARE International; one of the biggest independent humanitarian organization in the world which focuses on helping poor communities. To date, CARE International has facilitated humanitarian programs that help over 55 million people in 60 countries worldwide.

About Manulife Care Foundation
Manulife Care Foundation (MCF) was founded in 1998 as the embodiment of PT Asuransi Jiwa Manulife Indonesia’s corporate social responsibility. It has three main areas of focus such as: education, health and social activities. This foundation also provides natural disaster relief with hundreds of volunteers (both Manulife Agents and Employees) ready to be dispatched for various social activities, such as: renovation of Manulife Schools, blood donation, fund raising, and more. Since its establishment, Manulife Care Foundation has annually run programs to support elementary schools in several regions after the natural disaster. It now has five Manulife schools, in Aceh, Yogyakarta as well as Sukabumi. Manulife supported not only the renovation of school buildings but also provided educational facilities such as: books, school bags and desks.

About Manulife Financial in Indonesia
Manulife Indonesia offers the most comprehensive products and services in the Indonesian financial services industry through Life Insurance, Employee Benefits and Mutual Fund products. Headquartered in Jakarta, Manulife Indonesia operates through a network of over 120 sales operations in more than 20 cities throughout the country, supported by over 5,000 employees and full-time professional agents who serve well over 1 million customers.

About Manulife Financial
Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$ 405 billion (US$ 330 billion) as at Dec 31, 2008. Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

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Manulife Care Foundation cooperates with Right To Play for child and youth development in Aceh

PT Asuransi Jiwa Manulife Indonesia, through its Manulife Care Foundation,has signed a Memoranda of Understanding (MoU) with Right To Play for promoting holistic child and youth development in Aceh. Signing the MoU on November 21, 2008, David Beynon – President Director of Manulife Indonesia reiterated the company’s commitment in local communities. He stated, “As part of our company’s vision in supporting childrens’ projects, we are very glad to be able to participate in fostering a stronger community, especially amongst the younger generation in Aceh. We believe that this co-operation, in line with the main objectives of Manulife Care Foundation, will be as successful as we hope.”

Right To Play is an international humanitarian organization that uses sport and structured play activities as a tool for development of children and youths in the most disadvantaged areas of the world. They operate in more than 50 project location in 22 countries and territories, including Aceh, Indonesia (since 2006). Right To Play focuses in four strategic areas such as: (1) Basic Education and Child Development (2) Health Promotion and Disease Prevention, (3) Conflict Resolution and Peace Education, and (4) Community Development and Participation. This organization also has partnership with UNICEF and Dinas Sosial.

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Manulife Indonesia signs Employee Benefits MoUs with five companies

PT Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) has been chosen to manage the Employee Benefits services of five Indonesian companies. The Life Insurance Company, which already provides Employee Benefits services to more than 4,000 companies in Indonesia, signed Memoranda of Understanding (MoU) with each of the five companies in Surabaya, East Java on March 27, 2008.

The MoUs were signed by Adi Purnomo, Vice President Director of Manulife Indonesia and the representatives of the five companies that follow:

1. PT Para Bathara Surya (Silver Taxi)
2. PT Aneka Rimba Indonusa
3. PT Hopax Indonesia
4. PT Pakis Megah Indah (Golden City Mall)
5. University of Brawijaya Malang

“We are delighted to be able to build on previous mandate wins earlier this year with the signing of MOUs with five more prestigious companies and university in Surabaya. The fact they have chosen Manulife Indonesia is an important acknowledgement of our ability to provide quality Employee Benefits products and excellent customer service to local organizations,” said Adi Purnomo at the signing event in Surabaya.

Anne Mulya, Senior Vice President of Group and Pension, Manulife Indonesia said:” Manulife Indonesia has had a great start 2008 and we fully expect to build on our success by striking similar deals with other companies in the year ahead. Many Indonesian companies are becoming increasingly aware of the advantages of having Employee Benefits for their staff. We expect that more companies in Surabaya will want to give their employees additional benefits such as health and life insurance as well as pension provision. We are confident that Manulife
Indonesia can provide the programs and services to meet their needs.”

Manulife Indonesia was the first company in Indonesia to provide a wide range of Employee Benefits programs. The programs offered include: the DPLK Program (Dana Pensiun Lembaga Keuangan), the GLH Program (Group Life & Health), and the Group Savings Program.

About Manulife Financial in Indonesia
Manulife Indonesia offers the most comprehensive products and services in the Indonesian financial services industry through Life Insurance, Employee Benefits and Mutual Fund products. Headquartered in Jakarta, Manulife Indonesia operates through a network of around

»»  read more

Manulife Indonesia signs Employee Benefits MoUs with six companies

PT Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) has been chosen to manage the Employee Benefits services of six Indonesian companies. The Life Insurance Company, which already provides Employee Benefits services to more than 4,000 companies in Indonesia, signed Memoranda of Understanding (MoU) with each of the six companies in Jakarta on January 30, 2008.

The MoUs were signed by David Beynon, President Director of Manulife Indonesia and the representatives of the six companies that follow:

1. PT Indosat Mega Media for the Group Life and Health (GLH) Program
2. Ciputra Group for the DPLK Program
3. PT. Akzo Nobel Car Refinishes Indonesia for the DPLK and Group Savings Program
4. PT. BFI Finance Indonesia, Tbk for the Group Savings Program
5. Cahaya Sakti Group for the Group Savings Program
6. PT. Trimegah Securities Tbk for the DPLK Program

“We are delighted to start this year by winning the mandate to provide Employee Benefits services to six such prestigious companies. The fact they have chosen Manulife Indonesia is an important acknowledgement of our ability to provide quality Employee Benefits products and excellent customer service to local companies,” said David Beynon at the signing event in Jakarta.

Anne Mulya, Senior Vice President of Group and Pension, Manulife Indonesia said: “This is a great way for Manulife Indonesia to start 2008 and we fully expect to build on our success by striking similar deals with other companies in the year ahead. Many Indonesian companies are becoming increasingly aware of the advantages of having Employee Benefits for their staff. We
expect that more companies in Indonesia will want to give their employees additional benefits such as health and life insurance as well as pension provision. We are confident that Manulife Indonesia can provide the programs and services to meet their needs.”

Manulife Indonesia was the first company in Indonesia to provide a wide range of employee benefits programs. The programs offered include: the DPLK Program (Dana Pensiun Lembaga Keuangan), the GLH Program (Group Life & Health), and the Group Savings Program.

»»  read more